Nearing retirement, Dabney Coleman finds that he has a disease that will kill him within days. He then finds that his life insurance only pays off if he is killed in the line of duty. In order to leave something to his wife and children, Coleman becomes supercop, ignoring danger and trying his best to get killed.
A chess grandmaster is in a big tournament, and when his lover is found painted up and the blood drained out of her body he becomes a chief suspect. After he gets a call from the killer urging him to try and figure out the game, he cooperates with police and a psychologist to try and catch the killer, but doubts linger about the grandmaster's innocence as the string of grisly murders continues.